Banking & Finance

In today’s increasingly diverse and complex financial markets, banks, other financial institutions, local companies and multi-national corporations alike rely on Rajah & Tann’s experienced Banking & Finance practice to advise on all aspects of finance transactions including cross-border transactions.

Highly recommended by industry commentators and widely recognised among clients, our Banking & Finance lawyers have a wealth of knowledge, experience and understanding of the regulatory frameworks in Asia to assist clients. Our forte lies in offering thoughtful and comprehensive legal advice to domestic and international banks and other financial institutions, as well as their clients on a wide variety of instruments and cross-border transactions.

Our Banking & Finance Practice in Singapore

Rajah & Tann covers all forms of banking and finance practice, including the following areas:

Corporate Banking
Trade Finance
Project Finance
Structured Finance
Green & Sustainable Finance
Islamic Banking
Debt Capital Markets

Corporate Banking

We regularly advise domestic and international banks, financial institutions, funds and corporates on a wide range of corporate banking matters, including domestic and cross-border syndicated and bilateral lending transactions, security arrangements, leveraged and acquisition finance, registration and enforcement of loans and security in Singapore and foreign jurisdictions. We also provide advice on loan restructuring and the sale and purchase of loans.

Trade Finance

We have an active trade and commodity finance practice, regularly advising clients on pre-export, advance payment, import and stock financing facilities. We have broad experience in collateral management arrangements and taking security over soft and hard commodities both locally and in the region.

Project Finance

We are experienced in advising sponsors and funders on the financing aspects of projects in a range of industry sectors.

Structured Finance

We offer specialised legal advice on structured finance, including securitisation transactions, which addresses and encompasses a broad range of issues, including corporate, finance, tax, disclosure, licensing and other regulatory issues. Our practice extends to both domestic and cross-border securitisations. In this area of practice, we have advised originators, structurers, lead managers, rating agencies, trustees and service providers.

Green and Sustainable Finance

Our sustainability financing specialist lawyers have a keen understanding of the Green Loan Principles (GLP) and the Sustainability Linked Loan Principles (SLLP).

We have acted for banks and corporates in green and sustainability linked financing in Singapore across sectors, ranging from real estate and hospitality to energy and agriculture, and in many “first of its kind” transactions.

Our experience and expertise in this area mean that we will be able to address the commercial aspects and economic objectives of the transactions, and at the same time assist the parties to fulfil the legal and technical requirements set out in GLP and SLLP. For banking clients, this would also include checking that such transactions are in line with their lending criteria and policies.

Islamic Banking

We advise on a wide range of Islamic Finance products (including mudaraba, murabaha, musharaka, ijara and sukuk), and have acted for Islamic banks, conventional banks, financial institutions and corporate bodies.

Debt Capital Markets

We advise our clients on a full range of debt fund raising exercises, such the issues of bonds (including convertible and exchangeable bonds), notes (including medium term note programmes), and other debt instruments, and the restructuring of debt arrangements such as bond exchange offers.

Recognition

Band 1 - Banking & Finance (Domestic)

Chambers Asia-Pacific (2025)
Band 1 - Banking & Finance (Domestic)

Chambers Global 2023, 2024
Tier 1 - Financial Services Regulatory - in collaboration with IFLR

asialaw (2025)
Tier 1 - Banking & Finance - in collaboration with IFLR

asialaw (2025)
Tier 1 - Banking & Finance

The Legal 500 Asia Pacific (2025)
Tier 1 - Banking & Finance

The Legal 500 Asia Pacific (2024)
Band 2 - Banking & Finance: Regulatory

Chambers Asia-Pacific (2025)
Tier 2 - Banking & Finance

IFLR1000 (2023)
Outstanding - Banking & Finance

asialaw (2025)
Outstanding - Banking & Financial Services

asialaw (2025)
Outstanding - Banking & Finance

Asialaw Profiles (2023)
Outstanding - Outstanding - Banking & Financial Services

Asialaw Profiles (2023)
"Deep expertise in banking and finance and has a network of law firms to support cross-border deals in a seamless manner."

asialaw (2025)
"Rajah & Tann is a market leader and understands the ebbs and flows of the banking and financing industries. The firm brings an unparalleled book of experience in navigating tough commercial terms."

Chambers Asia-Pacific (2025)
"Rajah & Tann's banking and finance team is very established in acting for both banks and borrowers. Their experience and turnaround time in preparing and negotiating across the whole suite of financing documentation is an asset in closing a transaction, especially where timelines are critical."

The Legal 500 Asia-Pacific (2025)
"The Rajah & Tann team are comfortable with complexity and have the ability to simplify complex topics into core points."

Chambers Asia-Pacific (2024)
"They don't rest on their laurels. They are able to bring their best to bear on each new financing transaction. They are very customer-focused and their service is top notch."

Chambers Asia-Pacific (2024)
"Rajah & Tann are acutely aware of the commercial context in rendering legal advice to navigate a regulatory minefield instead of delivering textbook answers."

Chambers Asia-Pacific (2024)
"Rajah & Tann Singapore LLP houses a practice that combines transactional experts with financial services regulatory lawyers, enabling it to provide a one-stop-shop to banks and financial institutions."

The Legal 500 Asia Pacific (2022)
Tier 1 - Banking & Finance - in collaboration with IFLR

asialaw (2025)

Band 1 - Banking & Finance (Domestic)

Chambers Global (2024)

Band 1 - Banking & Finance

Chambers Asia-Pacific (2024)

Tier 1 - Banking & Finance

The Legal 500 Asia Pacific (2024)

Tier 2 - Banking & Finance

IFLR1000 (2023)

Outstanding - Banking & Finance

Asialaw Profiles (2023)

Outstanding - Banking & Financial Services

Asialaw Profiles (2023)

"The Rajah & Tann team are comfortable with complexity and have the ability to simplify complex topics into core points."

Chambers Asia-Pacific (2024)

"They don't rest on their laurels. They are able to bring their best to bear on each new financing transaction. They are very customer-focused and their service is top notch."

Chambers Asia-Pacific (2024)

"Rajah & Tann are acutely aware of the commercial context in rendering legal advice to navigate a regulatory minefield instead of delivering textbook answers."

Chambers Asia-Pacific (2024)

“The team at Rajah & Tann have always been able to find solutions even when dealing with counterparties across multiple jurisdictions.”

Chambers Asia-Pacific (2023)

“Rajah & Tann has a well-equipped and experienced team. It is always on hand to hear our constraints and provide valuable advice.”

Chambers Asia-Pacific (2023)

"Rajah & Tann Singapore LLP houses a practice that combines transactional experts with financial services regulatory lawyers, enabling it to provide a one-stop-shop to banks and financial institutions."

The Legal 500 Asia Pacific (2022)

"Rajah & Tann Singapore's lawyers are sought after by major banks and corporate borrowers, with an excellent track record in both large and mid-sized work, from traditional banking and syndicated lending to project and real estate finance. Capable of handling Shari'a-compliant financings and green financing. Additionally offers notable regulatory expertise regarding fintech issues and digital licence application mandates. Well placed to handle cross-border instructions due to its network of offices across the region, including in Myanmar, Malaysia, Thailand, Indonesia, Vietnam and China."

Chambers Asia-Pacific (2022)

"Professional, pragmatic and reasonable fees."

Asialaw Profiles (2022)

"Sought after by major banks and corporate borrowers, with an excellent track record in both large and mid-sized work, from traditional banking and syndicated lending to project and real estate finance."

Chambers Global (2022)

Rajah & Tann is a market leader and understands the ebbs and flows of the banking and financing industries. The firm brings an unparalleled book of experience in navigating tough commercial terms."

Chambers Asia-Pacific 2025